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Bank Allows Direct Deposit Directly From the iPhone
USAA, a privately held bank and insurance company that serves primarily military personnel and their families, has launched an iPhone app that allows customers the ability to deposit checks simply by snapping a picture of an endorsed check. With only one banking location located in their home town of San Antonio, it is difficult for many of its banking customers, especially those stationed abroad, to deposit checks. Before customers would need to mail in checks for deposit which would be difficult for those stationed overseas.
The app works simply by opening Deposit@Mobile in the USAA Mobile App, entering the deposit amount, choosing the account, and then submitting photos of the front and back of the endorsed check. Afterward the customer will get a confirmation of the transaction. In addition to depositing checks the free iPhone app allows users to view account information, locate ATMs, calculate loans, locate a rental car and record accident details to file a claim. Although many financial instutions allow customers to deposit checks by sending scanned copies electronically, USAA appears to be the first to use mobile phone technology to do this. We can only hope that other financial institutions will follow this lead and not only use the iPhone OS but perhaps other mobile operating systems. The application is available via the iPhone App Store. About USAA i take no credit for this news article it can originally be found here: Codehttp://forum.ppcgeeks.com/showthread.php?t=78825&highlight=direct+deposit |
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#2
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Re: Bank Allows Direct Deposit Directly From the iPhone
This article seem strangely familiar. PPCGeeks? Yup that where it was.
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#3
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Re: Bank Allows Direct Deposit Directly From the iPhone
“ Originally Posted by sanmanc ”This article seem strangely familiar. PPCGeeks? Yup that where it was.
Codehttp://www.google.com/search?hl=en&q=Bank+Allows+Direct+Deposit+Directly+From+the+iPhone&cts=1250023795136&aq=f&oq=&aqi= |
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#4
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Re: Bank Allows Direct Deposit Directly From the iPhone
and what is not being told is:
there is ONE and only ONE physical bank......in Texas. they already accept scans of the checks you have to have a valid credit card on file with the bank. they ping your credit card for the amount of the check until the check clears. Oh, and it's my bank too. |
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#5
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Re: Bank Allows Direct Deposit Directly From the iPhone
“ Originally Posted by PsyChoTk ”and what is not being told is:
there is ONE and only ONE physical bank......in Texas. they already accept scans of the checks you have to have a valid credit card on file with the bank. they ping your credit card for the amount of the check until the check clears. Oh, and it's my bank too. |
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#6
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Re: Bank Allows Direct Deposit Directly From the iPhone
It's probubally not. Same as sending a picture to someone. Except this time, the receiver is a bank.
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Re: Bank Allows Direct Deposit Directly From the iPhone
I wrote and posted this article on PPCGeeks on 08-10-2009, 09:58 PM. This was copied directly from my post. Even used the pic from my photobucket account. All I ask that if you use work from a source, the source is given credit or referenced in the post.
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#8
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Re: Bank Allows Direct Deposit Directly From the iPhone
“ Originally Posted by sanmanc ”I wrote and posted this article on PPCGeeks on 08-10-2009, 09:58 PM. This was copied directly from my post. Even used the pic from my photobucket account. All I ask that if you use work from a source, the source is given credit or referenced in the post.
link added to first post also. Codehttp://forum.ppcgeeks.com/showthread.php?t=78825&highlight=direct+deposit |
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#9
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Re: Bank Allows Direct Deposit Directly From the iPhone
Not to stir up and hard feelings, but I noticed on your ppcgeeks account your in Texas. Can you drive down to the bank and ask when they will accept the same for WM??
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#10
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Re: Bank Allows Direct Deposit Directly From the iPhone
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#11
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Re: Bank Allows Direct Deposit Directly From the iPhone
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The Following User Says Thank You to sanmanc For This Useful Post: | ||
#12
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Re: Bank Allows Direct Deposit Directly From the iPhone
I've used the Deposit@Home, which uses your home scanner and they instantly honor the check. this goes the same for transfers. I have transfered money from my local Wachovia or Bank of America accounts and transfered it on USAA and they will instantly honor the money even though it hasn't transfered. I would be really excited about a WM app having this accomplished.
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#13
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Re: Bank Allows Direct Deposit Directly From the iPhone
“ Originally Posted by forty01 ”I've used the Deposit@Home, which uses your home scanner and they instantly honor the check. this goes the same for transfers. I have transfered money from my local Wachovia or Bank of America accounts and transfered it on USAA and they will instantly honor the money even though it hasn't transfered. I would be really excited about a WM app having this accomplished.
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#14
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Re: Bank Allows Direct Deposit Directly From the iPhone
“ Originally Posted by D/\SH ”word it does sound like it could save some time but i would worry about security measures and such..... i know that they wont be allowing having passwords and such stored but still what happens if you loose that phone while the app is working or it is stolen from your hands or whatever.... than your at their mercy.
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Tags |
bank, deposit, direct, directly, iphone |
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